Current Rates

DEPOSIT RATES

Account	Interest Rate	Annual Percentage Yield
CHECKING
Interest Gold NOW	0.15%	0.15%
Premium Gold
$1,500-$2,499.99	0.15%	0.15%
$2,500 - $49,999.99	0.20%	0.20%
$50,000 - $99,999.99	0.40%	0.40%
$100,000 - $199,999.99	0.45%	0.45%
>= $200,000.00	0.65%	0.65%
Money Market Gold
$0-$9,999.99	0.25%	0.25%
$10,000-$49,999.99	0.30%	0.30%
$50,000-$99,999.99	0.50%	0.50%
$100,000.00-$499,999.99	0.50%	0.50%
$500,000.00-$999,999.99	0.55%	0.55%
$1,000,000.00-$1,499,999.99	0.65%	0.65%
> = $1,500,000.00	0.65%	0.65%
Covenant Club	0.15%	0.15%
Covenant Gold	0.15%	0.15%
SAVINGS
Covenant Savings	0.15%	0.15%
Covenant Christmas Club	0.00%	0.00%
CERTIFICATES OF DEPOSIT (minimum deposits $1,000)
7-31 Day CD	0.30%	0.30%
3 Month CD	0.65%	0.65%
6 Month CD	1.15%	1.15%
9 Month CD	1.20%	1.20%
12 Month CD	1.30%	1.30%
2 Year CD	2.00%	2.00%
3 Year CD	2.50%	2.50%
4 Year CD	2.75%	2.75%
5 Year CD	3.00%	3.00%
18 Month TDOA CD ($500.00 Min. Deposit)	1.75%	1.75%
IRAS
12 Month IRA	1.30%	1.30%
2 Year IRA	2.00%	2.00%
3 Year IRA	2.50%	2.50%
4 Year IRA	2.75%	2.75%
5 Year IRA	3.00%	3.00%
CD SPECIALS TO BE ANNOUNCED